Now serving BC · Ontario · Alberta

Driving halal financing forward.

We refer Muslims in Canada to licensed halal financing providers — murabaha and ijara structures, fully transparent, zero riba. Your car, your values, no compromise.

Join the next cohort See how it works →
BC
ON
AB

Three provinces. One riba-free platform.

Murabaha Estimate Zero Riba
$
$
Est. monthly payment
$771/mo
Financed $34,000 Profit $12,240
Fixed upfront. The profit margin is disclosed before you sign — it never compounds or changes. That's amana in action.
Serving across Canada
BC
British Columbia
Vancouver Burnaby Surrey
ON
Ontario
Toronto Brampton Mississauga
AB
Alberta
Calgary Edmonton
Why Amana Drive

Built on trust.
Backed by
principle.

Conventional

Auto financing built entirely on riba — interest that compounds, changes, and is never fully disclosed. Your values don't factor in.

Amana Drive

Murabaha and ijara structures — profit margin fixed upfront, fully transparent, zero riba. We stand beside you at every step.

🛡️
Zero riba — guaranteed
Every financing structure we refer you to is murabaha or ijara, offered by licensed halal lenders. No interest ever changes hands. The profit margin is fixed, disclosed upfront, and never compounds.
👁️
Full transparency
You see every number before you sign anything. Vehicle cost, profit margin, total payable, monthly installment. No hidden fees. No surprises. Shariah requires it — our lender partners deliver it.
📋
Shariah-reviewed contracts
We only partner with lenders whose murabaha and ijara contracts are independently reviewed for Shariah compliance. You sign knowing every clause meets Islamic finance principles — no second-guessing.
🤝
Your advocate at the dealership
We don't just refer you to a dealer and wish you luck. We coordinate with the dealership before you arrive, make sure they understand the halal financing process, and follow up after your visit. If something doesn't feel right, we step in. You always have someone in your corner.
👥
Small cohorts, personal attention
We don't process hundreds of applications at once. Every two weeks, we work with just 10–15 clients — guiding each person from inquiry to keys. We review every contract for Shariah compliance, answer every question, and make sure nothing slips through. You'll never feel like a number.
🤲
Built by the community, for the community
Amana Drive was founded by a Muslim Canadian who couldn't find halal auto financing himself. We understand the struggle because we lived it. That's why we personally walk with you through the entire process — because our community deserves better than being left to figure it out alone.
Our commitment to compliance

We don't just claim to be halal.

Every lender and financing provider in our network is evaluated against internationally recognized Shariah governance standards — the same framework used by Islamic banks and regulators across 45+ countries.

01
Partner vetting
Every lender is evaluated for Shariah compliance before we refer a single client. If a provider doesn't meet the standard, they don't make it into our network.
02
International benchmarks
We reference AAOIFI's governance and Shariah standards — the same framework used by Islamic banks, regulators, and financial institutions in over 45 countries worldwide.
03
Full transparency
We are not currently an AAOIFI member institution. We reference their published standards as a benchmark for evaluating our partners. Our goal is to pursue formal AAOIFI affiliation as we grow, in sha Allah.
Referenced standard
AAOIFI
Accounting & Auditing Organization for Islamic Financial Institutions
45+ countries adopt these standards
Global Islamic finance benchmark
Learn more →
How it works

Six steps.
One cohort.
Zero riba.

We work in small cohorts of 10–15 clients every two weeks. You're not navigating this alone — we're your advocate from the first call to the final key handoff, making sure every step is seamless and every contract is Shariah-compliant.

10–15 clients per cohort
2 wks cohort cadence
0% interest — ever
01
Join a cohort
Submit your inquiry and we'll place you in our next available cohort — a small group of 10–15 Muslims starting their halal auto financing journey together. If the current cohort is full, you'll be added to the priority waitlist for the next one.
02
Get matched
During your cohort's intake window, we review your budget, vehicle preferences, province, and financing structure — Murabaha or Ijara. We pre-qualify you with our credit union lending partner and make sure everything is set up properly before you step foot in a dealership. No surprises.
03
Visit the dealership
We schedule your visit at an approved partner dealership that understands halal financing. No awkward conversations at the F&I desk — they know you're coming, they know the process, and we've already briefed them on your behalf.
04
We check in
After your test drive, we follow up personally. How did it go? Did you find the right car? Need to visit another dealer? We're not just a referral service — we're in your corner until you're 100% confident in your choice.
05
Sign your halal contract
Your Murabaha or Ijara contract is prepared through our credit union partner. We sit with you and walk through every single line — vehicle cost, profit margin, total payable, monthly payment. Every clause is Shariah-compliant so you can sign with full peace of mind. Zero riba. Zero doubt.
06
Drive & follow-up
Pick up your car and drive away knowing you didn't compromise your deen. But we don't disappear — we check in at 1 week and again at 2 weeks to make sure everything is going smoothly. You're not a closed file. You're family.
Cohorts run every two weeks. Only 10–15 spots per cohort. We're your advocate — from inquiry to keys, we don't leave your side.
Join the next cohort →